Liability (as per Motor Vehicle Act):
Death or bodily injury to third parties
Liability to the passenger
Third party property damage
All other costs & expenses incurred with Company´s written consent
Factors influencing premium calculation Dhaka Insurance Ltd. Car Insurance Policy premium is as per Motor Tariff and it depends on the following factors:
Insured Declared Value
Cubic capacity
Vehicle Type-Make/Model
Number of Passenger Including Driver
Loadings and Discounts/No Claim Bonus
Discounts No Claim Bonus:
If you have not registered any claim in the previous year of insurance, you are eligible for a No Claim Bonus. This Bonus keeps on accumulating over a period of time which is a certain percentage of discount in the premium. The discount can go as high as 50%.
In case of claims
Ledge your claim conveniently at our nearest GDIC branch
What the Dhaka Insurance Ltd. Private Car Insurance
Policy excludes
Consequential loss
Depreciation, wear and tear
Mechanical and electrical breakdown, failure or breakage
When vehicle is used outside the geographical area
When used contrary to limitation as to use
Driven by a person other than the driver stated in driver´s clause
War perils, nuclear perils and drunken driving
In case of claims
Lodge your claim with our nearest Office
Take your car to any of our cashless garages for repair
Submit required documents to the surveyor who will visit you within 24 hrs of the claim being lodged with us
If you opt for cashless facility, get your car repaired by our Company authorised garage. Our Company will settle the repair bills directly to the garage upto the amount payable as per the policy
In case you do not opt for cashless facility, you have to pay for the repair charges. You can then submit the bills and claim form to the Surveyor/Company for settlement
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